Debt Bondage Repair Act
This new law created a process for survivors of trafficking to block certain damaging things from their credit reports that were a result of their being victimized. After the law was passed, it was up to the Consumer Financial Protection Bureau (CFPB) to make it workable. This meant creating a process for consumer reporting agencies to allow survivors of trafficking to block the information they want to block. This process went into effect on July 25, 2022.
The Ruby Organization is authorized for determination of trafficked persons in reference to the Debt Bondage Repair Act.
If you are a victim of human trafficking and you would like to begin the process of determination for the Debt Bondage Repair Act, please complete the following information sheet and we will be in contact with you to begin the process.